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Representative Example (Personal Contract Purchase)
Based on a 2024 Kia 1.6 T-GDi 2 Euro 6 (s/s) 5dr. Duration of Agreement 48 Months, Finance Product Personal Contract Purchase, Vehicle Price £19,899.00, Customer Deposit £2,984.85, Total Deposit £2,984.85, Balance to Finance £16,914.15, Total Charge For Credit £5,242.29, Total Amount Payable £25,141.29, 48 Monthly Payments £257.53, Optional Final Payment £9,795.00, Option To Purchase Fee £10.00, Contract Length 49 Months, APR 9.9% APR, Interest Rate (Fixed) 9.47%, Mileage per annum 8,000, Excess Mileage Charge 15.00ppm, Cash Price Inc VAT £19,899.00
Halliwell Jones Limited is acting as a credit broker not a lender. Whichever lender we introduce you to, we will typically receive commission from them. The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement. Please ask if you need further information. Halliwell Jones Limited, Halliwell Jones (Chester) Limited, Halliwell Jones (Warrington) Limited, Halliwell Jones (North Wales) Limited, Halliwell Jones (Wilmslow) Limited are appointed representatives of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) permitted activities include acting as a credit broker not a lender for the purposes of financial promotions. We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.
At the end of your agreed Personal Contract Purchase (PCP) agreement, you have three options: pay the final payment, return your vehicle, or part exchange.
Halliwell Jones Limited, Halliwell Jones (Chester) Limited, Halliwell Jones (Warrington) Limited, Halliwell Jones (North Wales) Limited, Halliwell Jones (Wilmslow) Limited and Halliwell Jones Deva Limited are appointed representatives of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.
We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.
