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Representative Example (PCP)
Based on a BMW X1 | Loyalty xDrive25e M Sport | Free 5 Year Service Plan*. Monthly payments of £545, Term of Agreement 48 months, Customer Deposit £2,500.00, BMW UK Deposit contribution £0.00, BMW UK Loyalty contribution £1,000.00, Halliwell Jones Retailer Contribution £3,708.10, Total Deposit £7,208.10, On the road cash price £47,620.01, Amount of Credit £40,411.91, Option to Purchase fee £0.00, Optional Final Payment £22,029.80, Total Amount Payable £51,153.73, Rate of Interest 5.9%, Representative APR 5.9%, Contract Mileage 24000, Excess Mileage Charge PPM excluding VAT £0.16
Halliwell Jones Limited is acting as a credit broker, not a lender.
Representative example is for a BMW Select agreement for the model shown. Offers apply to vehicles ordered between 1 July 2025 and 30 September 2025 and registered by 31 December 2025 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months' road fund license, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. 'BMW Select' is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Halliwell Jones introduces customers to a selected panel of lenders, which includes BMW Financial Services. We receive a fixed commission for introducing you to BMW Financial Services calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice. *Pence per mile excluding VAT.
*Loyalty contribution and Representative APR available to existing BMW/MINI customers only who can prove there is a BMW or MINI in their household. Offer available on BMW Select Hire Purchase agreements. Offer applies to models ordered between 1 July 2025 and 30 September 2025 and registered by 31 December 2025 (subject to availability).
*Offer only available from 4 July 2025 to 31 July 2025 and registered by 30 September 2025. Speak to a member of the team for more details.
At the end of your agreed Personal Contract Purchase (PCP) agreement, you have three options: pay the final payment, return your vehicle, or part exchange.

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Featured New BMW Offers.
When it comes to buying a new BMW, our exclusive BMW offers here at Halliwell Jones BMW make it even more affordable than ever. With a wide selection of flexible BMW finance offers and BMW deals to choose from, your perfect car is just moments away.
BMW X1 | Loyalty
xDrive25e M Sport | Free 5 Year Service Plan*
From only
£545 p/m
Deposit
£2,500
APR
5.9%
- M Sport Brakes
- Automatic Transmission
BMW X1 xDrive25e M Sport Loyalty Representative Example
- Monthly payments of £545
- Term of Agreement 48 months
- Customer Deposit £2,500.00
- BMW UK Deposit contribution £0.00
- BMW UK Loyalty contribution £1,000.00
- Halliwell Jones Retailer Contribution £3,708.10
- Total Deposit £7,208.10
- On the road cash price £47,620.01
- Amount of Credit £40,411.91
- Option to Purchase fee £0.00
- Optional Final Payment £22,029.80
- Total Amount Payable £51,153.73
- Rate of Interest 5.9%
- Representative APR 5.9%
- Contract Mileage 24000
- Excess Mileage Charge PPM excluding VAT £0.16
Halliwell Jones Limited is acting as a credit broker, not a lender.
Representative example is for a BMW Select agreement for the model shown. Offers apply to vehicles ordered between 1 July 2025 and 30 September 2025 and registered by 31 December 2025 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months' road fund license, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. 'BMW Select' is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Halliwell Jones introduces customers to a selected panel of lenders, which includes BMW Financial Services. We receive a fixed commission for introducing you to BMW Financial Services calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice. *Pence per mile excluding VAT.
*Loyalty contribution and Representative APR available to existing BMW/MINI customers only who can prove there is a BMW or MINI in their household. Offer available on BMW Select Hire Purchase agreements. Offer applies to models ordered between 1 July 2025 and 30 September 2025 and registered by 31 December 2025 (subject to availability).
*Offer only available from 4 July 2025 to 31 July 2025 and registered by 30 September 2025. Speak to a member of the team for more details.
At the end of your agreed Personal Contract Purchase (PCP) agreement, you have three options: pay the final payment, return your vehicle, or part exchange.